"October 2024" Archives

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Younger homebuyers have concerns over AI’s role in the mortgage process

Even as artificial intelligence (AI) becomes more prominent in the mortgage industry, most millennial and Generation Z homebuyers are hesitant to rely solely on a fully automated application process to get a loan, according to a new study.  A survey from mortgage technology firm Cloudvirga, conducted in September, gathered insights from more than 1,000 millennial…

Identity theft protection company seeks inroads to reverse mortgage industry

American Identity Group, an information security company that monitors and fixes security breaches and primarily operates in the wholesale lending space, has also become well established in the title and home warranty industries. The company now aims to embed its services in forward and reverse mortgages. Representatives journeyed to San Diego last month to meet…

Why are home prices rising with higher mortgage rates?

Why are home prices still rising even as mortgage rates have gone higher? A number of people predicted that home prices would experience a steep drop as mortgage rates rose, but that’s not what has happened. This is not a new idea — I’ve been dealing with people predicting a housing crash since 2012. Doom…