"November 2024" Archives

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Elon Musk calls for the CFPB to be ‘deleted’

Elon Musk, the world’s richest man and owner of companies including Tesla, SpaceX and the social media platform X, has called for the Consumer Financial Protection Bureau (CFPB) to be dismantled ahead of his expected role scrutinizing government spending in the incoming Trump administration. The news was first reported by Bloomberg. The so-called “Department of…

UWM drops LLPAs on government loans with FICOs of 600+

Top U.S. wholesale lender United Wholesale Mortgage (UWM) has taken another aggressive move related to its product set, underscoring its strong commitment to government-backed loans.  On Wednesday, the company announced the removal of all loan-level pricing adjustments (LLPAs) on government loans, albeit with some limitations. The program applies to Federal Housing Administration (FHA), U.S. Department…

Empathy in the face of foreclosure

When I began working on this piece, I was told that the mortgage community as a whole—and loss mitigation professionals in particular—would be resistant to the message. But I don’t think that’s true. Because not only are we an industry that values the bottom line, we serve the spirit behind the American Dream of homeownership….

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