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Key reverse mortgage metrics saw an uptick in October even as business remains lukewarm

Reverse mortgage industry performance metrics have been trading gains and losses for several months now, but a more favorable interest rate environment and optimism about the possible trajectory of business in 2025 have arrived alongside some generally positive news for October. Home Equity Conversion Mortgage (HECM) endorsements increased by 11.1% from September to October, with…

Don’t be surprised if a 61-year-old white woman buys your house

Elevated mortgage rates, sky-high home prices, tight credit and stagnant wages have all contributed to homebuyers getting older. Newly released data from the annual profile of home buyers and sellers by the National Association of Realtors (NAR) shows just how dramatically this trend has manifested since the financial crisis of 2008. The median age of…

FOA’s ‘good’ reverse originator ranking reaffirmed by Morningstar DBRS

Global credit rating agency Morningstar DBRS last week assigned a “good” rating to reverse mortgage industry leader Finance of America (FOA), confirming the ranking the company was assigned this past summer ahead of its earnings call this week. The rating is officially classified as “MOR RVO2” by Morningstar. The agency once more noted the recent…

Home sales are up over last year

The hardest position to take in analyzing the housing market is one that is contrarian and bullish. When everyone knows that the housing market is sluggish and weak, but the data shows surprising strength.  That’s where we are right now. Home sales are significantly better than they were last year at this time. No one…