The U.S. system for the transfer of real estate is unique in the world. We transfer ownership by private contract between parties; no advance government approval is required. By contrast, many European countries have a centralized, government-managed land registration system, which requires government review before property transfers are effective. Among the many benefits of the…
"January 28, 2025" Archives
Archive page
Home-price growth trended below historic averages in November, according to the S&P CoreLogic Case-Shiller national home-price index (HPI) released Tuesday. In November, the national index came in at a reading of 323.91, up 3.8% annually but down 0.09% month over month. The annualized increase is up from the 3.6% gain posted in October. “Despite below-trend…
This week, the Community Home Lenders of America (CHLA) released our latest annual CHLA Report on Independent Mortgage Banks (IMB). As the only national trade group that exclusively represents IMBs, we are taking this opportunity to explain what IMBs are, the role they play in mortgage markets, the issues that are critical to them, and…
Remote work has become indispensable in today’s interconnected environment. Yet the convenience of working outside a centralized office also expands the potential for cyber threats. This installment of our “Reducing Risk” series examines how Multi-Factor Authentication (MFA) can help protect your remote access systems, reduce the risk of unauthorized access, and strengthen overall cybersecurity. Why…