"February 27, 2025" Archives

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How will federal job losses impact mortgage servicing?

In the opening month of his return to the White House, President Donald Trump has upended the status quo in the federal government by implementing a hiring freeze and conducting widespread layoffs, including many positions that impact the housing and mortgage industries. Americans who become unemployed suddenly and unexpectedly can struggle to pay for housing….

CFPB drops enforcement action against Capital One

The Consumer Financial Protection Bureau (CFPB) on Thursday dropped a legal action against Capital One. Last month, the agency accused Capital One of cheating consumers out of more than $2 billion in interest payments on their savings accounts. The legal action, which was initiated under former CFPB Director Rohit Chopra, alleged that “from 2013 to…

CFPB nominee McKernan grilled in Senate confirmation hearing

The Senate Committee on Banking, Housing and Urban Affairs on Thursday held a marathon single confirmation hearing for a total of four Trump administration nominees, two of which have significant potential for impacting the housing market and its regulatory oversight. One of the nominees appearing before the committee was Jonathan McKernan, Trump’s choice for director…

Mortgage payments rise in January, squeezing affordability

Homebuyers faced worsening affordability conditions in January as the median monthly mortgage payment for purchase applicants increased to $2,205, a 3.7% jump from December’s $2,127, according to the Mortgage Bankers Association (MBA). The findings, drawn from MBA’s Purchase Applications Payment Index (PAPI), reflect the growing strain on borrowers amid persistent high home prices and fluctuating…

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