New Hampshire’s hot housing market has spiraled the Granite State into crisis mode. The state’s business-friendly regulations and tax policies have led to rapid population growth in recent years, including an estimated 16,000-person inflow from 2020 to 2022 alone. But as the state’s population has grown, its housing supply — which was already beginning to…
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At the beginning of 2024, mortgage technology company LoanPASS was announced as a technology partner for reverse mortgage lender Smartfi Home Loans. The lender chose LoanPASS to provide its software-as-a-service (SaaS) product and pricing engine in its reverse lending operations. This partnership has become a fruitful one, according to Bill Mitchell, chief revenue officer at…
A new bill introduced in the U.S. House of Representatives proposes to relieve Federal Housing Administration (FHA) borrowers of mortgage insurance premiums (MIPs) once they reach a certain level of home equity, aligning FHA policies with those of conventional loans. Introduced by Reps. Gregory W. Meeks (D-N.Y.) and Pete Sessions (R-Texas) on Thursday, the bipartisan…
The U.S. is about to face a reckoning when it comes to its 65-and-older population outnumbering children for the first time. But other nations — including Japan — are facing an even steeper ratio of older people to younger counterparts. Since there is already a shortfall in home-care workers, encouraging people to enter the home…