The long-range forecast for mortgage rates has dimmed in recent months, but stability has returned to the market more recently as rates are slowly creeping back down toward 7%. Still, all types of prospective homebuyers — whether they’re a Gen Z worker searching for a starter home, a millennial looking for more space or a…
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After teaming up in 2022 to bring fully digital verification of income and employment (VOIE), Argyle and nCino announced enhancements to its integration. The initial digital integration involved reports, pay stubs and W-2s to the more than 370 mortgage companies and 52,000 loan officers that rely on nCino to manage the loan application process. The…
High interest rates and home prices are causing some prospective homebuyers to avoid applying for a mortgage. But despite this trend, some buyers are willing to adjust their loan term expectations to achieve homeownership, according to a recent report by real estate technology company REsimpli. REsimpli questioned 1,200 respondents who had plans to buy or…
When I attended a national real estate conference last month, the Clear Cooperation Policy — the provision requiring listings to be published on the MLS within 24 hours of marketing a property — predictably surfaced as a hot-button issue. At one point, a poll asked the hundreds in the audience: “What are your thoughts on…