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Cause for concern? FHA, VA delinquencies are rising quickly

New data released Thursday by the Mortgage Bankers Association (MBA) revealed that the delinquency rate for mortgages on one- to four-unit residential properties increased to a seasonally adjusted rate of 3.98% of all loans outstanding at the end of 2024. The national delinquency rate was up 6 basis points (bps) from Q3 2024 and up…

The MBA’s big push for lower FHA mortgage insurance premiums

Alleviating the country’s housing challenges looks to be top of mind for the Trump administration. In an executive order signed by the president on his first day back in office, Donald Trump called upon the heads of all executive departments and agencies “to deliver emergency price relief, consistent with applicable law, to the American people”…

Blue Sage Solutions’ David Aach on launching full servicing by 2026

It’s been a little more than a year since Blue Sage Solutions announced its new servicing platform that merges loan origination and servicing functions using API-based technology — a move that marked a significant shift from its origination-focused past. David Aach, the company’s chief operating officer, sat down with HousingWire’s Sarah Wolak to talk about…