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How non-QM loans boost mortgage originator for success in 2025

Describing the modern-day mortgage market as challenging would be an understatement, to say the least.  Mortgage interest rates have steadily ramped up throughout 2024. The average rate throughout 2024 for 30-year fixed mortgages was 6.72% — higher than it was during the 2008 market crash. If that’s not enough, affordability is still a distant dream…