I’m bald. December is “toboggan time” for me. I lose them often. I rely on them like an appendage. After a few maddening minutes of searching as I’m walking out the door, I succumb to eventual embarrassment by finding one right there in my coat pocket, waiting patiently. Perspective can be like this. It’s right…
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There have been countless press releases and news articles about how AI is changing the mortgage industry. The industry fears AI will ultimately replace everyone, from operations to loan officers. As a loan officer, I am not losing any sleep, and here is why you should not, either. Recently, I was online researching a very…
The American dream is synonymous with two ideas. One is the idea that anyone in this country can find a path to economic success regardless of their circumstances at birth. The second idea is the symbolic encapsulation of the first idea: homeownership. Owning a home is the signifier of economic success, but over the last…
Wong Kok Hoi of APS Asset Management, a China-focused Singapore hedge fund, believes investor sentiment in China is at its most bearish in two decades, and the ‘conditions are in place’ for a multi-year rally.